:root{--paper:#fbf7f0;--paper-deep:#f3ecdf;--card:#fffdf8;--ink:#221e19;--ink-soft:#5c544b;--ink-faint:#6f665b;--forest:#1e3a2f;--forest-deep:#14291f;--forest-tint:#e7ede7;--brass:#76551f;--brass-bright:#e8d08f;--brass-soft:#e4d5b4;--cream-on-dark:#f4eee2;--brand-grad-light:linear-gradient(100deg, #b8923f, #9a7328 45%, #6f521c);--brand-grad-dark:linear-gradient(100deg, #f0e0b0, #d9b765 45%, #b58a3e);--line:#221e191f;--line-strong:#221e193d;--line-on-dark:#f4eee22e;--shadow-card:0 1px 2px #221e190a, 0 8px 24px #221e190f;--shadow-lift:0 2px 4px #221e190d, 0 16px 40px #221e191a;--serif:Georgia, "Times New Roman", serif;--sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;--fs-display:clamp(2.5rem, 1.6rem + 4vw, 4.5rem);--fs-h2:clamp(1.9rem, 1.4rem + 2.2vw, 3rem);--fs-h3:clamp(1.35rem, 1.2rem + .7vw, 1.75rem);--fs-lead:clamp(1.1rem, 1rem + .5vw, 1.35rem);--fs-body:1rem;--fs-small:.875rem;--fs-micro:.75rem;--space-section:clamp(4.5rem, 3rem + 6vw, 8.5rem);--space-block:clamp(2rem, 1.5rem + 2vw, 3.5rem);--container:1200px;--radius:10px;--radius-lg:18px;--ease-out:cubic-bezier(.22, 1, .36, 1);--dur:.6s}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--sans);font-size:var(--fs-body);color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;line-height:1.65}img,svg{max-width:100%;display:block}a{color:inherit}button{font:inherit;cursor:pointer}ul[role=list],ol[role=list]{list-style:none}::selection{background:var(--brass-soft);color:var(--ink)}h1,h2,h3,.serif{font-family:var(--serif);letter-spacing:-.015em;text-wrap:balance;font-weight:480;line-height:1.12}h1{font-size:var(--fs-display)}h2{font-size:var(--fs-h2)}h3{font-size:var(--fs-h3);line-height:1.25}h1+.lead,h2+.lead,h3+.lead{margin-top:1rem}.lead{font-family:var(--serif);font-weight:440;font-size:var(--fs-lead);color:var(--ink-soft);max-width:32em;line-height:1.55}.eyebrow{font-size:var(--fs-micro);letter-spacing:.18em;text-transform:uppercase;color:var(--brass);align-items:center;gap:.75rem;margin-bottom:1.25rem;font-weight:600;display:inline-flex}.eyebrow:before{content:"";background:var(--brass);width:2rem;height:1px}.on-dark{color:var(--cream-on-dark)}.on-dark .eyebrow{color:var(--brass-bright)}.on-dark .eyebrow:before{background:var(--brass-bright)}.on-dark .lead{color:#f4eee2bf}.container{max-width:var(--container);margin-inline:auto;padding-inline:clamp(1.25rem,4vw,2.5rem)}.section{padding-block:var(--space-section)}.section--band{background:var(--paper-deep)}.section--dark{background:var(--forest-deep);color:var(--cream-on-dark)}.section-head{max-width:42em;margin-bottom:var(--space-block)}.section-head--center{text-align:center;margin-inline:auto}.section-head--center .eyebrow{justify-content:center}.section-head .lead{margin-top:1rem}.btn{border-radius:var(--radius);font-weight:550;font-size:var(--fs-small);letter-spacing:.01em;transition:background-color .25s var(--ease-out), border-color .25s var(--ease-out), color .25s var(--ease-out), transform .25s var(--ease-out), box-shadow .25s var(--ease-out);border:1px solid #0000;justify-content:center;align-items:center;gap:.6rem;padding:.9rem 1.75rem;text-decoration:none;display:inline-flex}.btn:active{transform:translateY(1px)}.btn svg{flex:none;width:1.05em;height:1.05em}.btn--primary{background:var(--forest);color:var(--cream-on-dark)}.btn--primary:hover{background:var(--forest-deep);box-shadow:var(--shadow-lift);transform:translateY(-1px)}.btn--secondary{border-color:var(--line-strong);color:var(--ink);background:0 0}.btn--secondary:hover{border-color:var(--ink);background:#221e1908}.btn--light{background:var(--cream-on-dark);color:var(--forest-deep)}.btn--light:hover{box-shadow:var(--shadow-lift);background:#fff;transform:translateY(-1px)}.btn--ghost-light{border-color:var(--line-on-dark);color:var(--cream-on-dark);background:0 0}.btn--ghost-light:hover{border-color:var(--cream-on-dark)}.link-arrow{font-weight:550;font-size:var(--fs-small);color:var(--forest);border-bottom:1px solid var(--brass-soft);transition:gap .25s var(--ease-out), border-color .25s var(--ease-out);align-items:center;gap:.45rem;padding-bottom:2px;text-decoration:none;display:inline-flex}.link-arrow:hover{border-color:var(--brass);gap:.75rem}.link-arrow:after{content:"→";font-family:var(--sans)}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);transition:border-color .3s var(--ease-out), box-shadow .3s var(--ease-out), transform .3s var(--ease-out);padding:clamp(1.5rem,1.2rem + 1vw,2.25rem)}.card:hover{border-color:var(--brass-soft);box-shadow:var(--shadow-card);transform:translateY(-3px)}.card-kicker{font-size:var(--fs-micro);letter-spacing:.14em;text-transform:uppercase;color:var(--brass);margin-bottom:.75rem;font-weight:600}.field{flex-direction:column;gap:.45rem;display:flex}.field label{font-size:var(--fs-small);color:var(--ink);font-weight:550}.field input,.field select,.field textarea{font:inherit;font-size:var(--fs-small);color:var(--ink);background:var(--card);border:1px solid var(--line-strong);border-radius:var(--radius);appearance:none;width:100%;padding:.8rem 1rem;transition:border-color .2s,box-shadow .2s}.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235C544B' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");background-position:right 1rem center;background-repeat:no-repeat;padding-right:2.5rem}.field input::placeholder{color:var(--ink-faint)}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--forest);box-shadow:0 0 0 3px var(--forest-tint);outline:none}.field .hint{font-size:var(--fs-micro);color:var(--ink-faint)}.field--prefix{position:relative}.field--prefix .prefix{font-size:var(--fs-small);color:var(--ink-faint);pointer-events:none;position:absolute;top:2.72rem;left:1rem}.field--prefix input{padding-left:3rem}.reveal{opacity:1;transition:opacity var(--dur) var(--ease-out), transform var(--dur) var(--ease-out);transform:none}.site.has-reveal .reveal{opacity:0;transform:translateY(24px)}.hero-visual.reveal{transition-duration:.15s}.site.has-reveal .reveal.is-visible{opacity:1;transform:none}.reveal[data-delay="1"]{transition-delay:.1s}.reveal[data-delay="2"]{transition-delay:.2s}.reveal[data-delay="3"]{transition-delay:.3s}.reveal[data-delay="4"]{transition-delay:.4s}@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transition:none;transform:none}.hero-visual .fl-orbit,.hero-visual .fl-upright,.hero-visual .fl-fade,.hero-visual .fl-pulse{animation:none}.hero-visual .fl-fade{opacity:1}.hero-visual .fl-pulse{opacity:0}html{scroll-behavior:auto}}.site-header{z-index:50;background:color-mix(in srgb, var(--paper) 88%, transparent);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);position:sticky;top:0}.site-header .container{justify-content:space-between;align-items:center;gap:1.5rem;height:4.5rem;display:flex}.brand{font-family:"Iowan Old Style", "Palatino Linotype", Palatino, Georgia, var(--serif);letter-spacing:.1em;text-transform:uppercase;color:#2b2417;font-size:1.35rem;font-weight:600;line-height:1;text-decoration:none}.brand b{background:var(--brand-grad-light);-webkit-text-fill-color:transparent;color:#0000;-webkit-background-clip:text;background-clip:text;font-style:italic;font-weight:600;display:inline-block}.site-nav{align-items:center;gap:2rem;display:flex}.site-nav a{font-size:var(--fs-small);color:var(--ink-soft);font-weight:500;text-decoration:none;transition:color .2s}.site-nav a:hover,.site-nav a[aria-current=page]{color:var(--ink)}.site-header .btn{padding:.6rem 1.25rem}.nav-toggle{border:1px solid var(--line-strong);border-radius:var(--radius);font-size:var(--fs-small);background:0 0;padding:.5rem .75rem;display:none}.hero{background:var(--forest-deep);color:var(--cream-on-dark);position:relative;overflow:hidden}.hero .container{z-index:1;grid-template-columns:minmax(0,7fr) minmax(0,5fr);align-items:center;gap:clamp(2rem,5vw,5rem);padding-block:clamp(5rem,4rem + 5vw,9rem);display:grid;position:relative}.hero h1{color:var(--cream-on-dark)}.hero h1 em{background:var(--brand-grad-dark);-webkit-text-fill-color:transparent;color:#0000;-webkit-background-clip:text;background-clip:text;font-style:italic;display:inline-block}.hero .lead{margin-top:1.5rem}.hero-ctas{flex-wrap:wrap;gap:1rem;margin-top:2.5rem;display:flex}.hero-note{font-size:var(--fs-micro);color:#f4eee280;letter-spacing:.04em;margin-top:1.5rem}.hero-visual{position:relative}.hero-visual svg{width:100%;height:auto;overflow:visible}.hero-visual .fl-orbit,.hero-visual .fl-upright,.hero-visual .fl-pulse{transform-box:view-box}.hero-visual .fl-orbit{transform-origin:240px 240px;animation:90s linear infinite fl-rot}.hero-visual .fl-upright{animation:90s linear infinite fl-rot-rev}.hero-visual .fl-fade{opacity:0;animation:1.5s ease-out 1.2s forwards fl-in}.hero-visual .fl-delay-09{animation-delay:.9s}.hero-visual .fl-delay-12{animation-delay:1.2s}.hero-visual .fl-delay-18{animation-delay:1.8s}.hero-visual .fl-pulse{opacity:0;animation:4.5s cubic-bezier(.22,1,.36,1) 3.2s infinite fl-pulse}.hero-visual .fl-planet--mortgage .fl-upright,.hero-visual .fl-planet--mortgage .fl-pulse{transform-origin:309px 192px}.hero-visual .fl-planet--refinance .fl-upright{transform-origin:304px 332px}.hero-visual .fl-planet--protection .fl-upright{transform-origin:160px 125px}.hero-visual .fl-planet--asset .fl-upright{transform-origin:144px 378px}.hero-visual .fl-planet--legacy .fl-upright{transform-origin:307px 56px}@keyframes fl-rot{to{transform:rotate(360deg)}}@keyframes fl-rot-rev{to{transform:rotate(-360deg)}}@keyframes fl-in{to{opacity:1}}@keyframes fl-pulse{0%{opacity:.7;transform:scale(.4)}55%{opacity:0;transform:scale(1.6)}to{opacity:0;transform:scale(1.6)}}.hero:before{content:"";background-image:linear-gradient(var(--line-on-dark) 1px, transparent 1px), linear-gradient(90deg, var(--line-on-dark) 1px, transparent 1px);opacity:.25;background-size:72px 72px;position:absolute;inset:0;-webkit-mask-image:radial-gradient(80% 90% at 70% 40%,#000,#0000 75%);mask-image:radial-gradient(80% 90% at 70% 40%,#000,#0000 75%)}.page-hero{background:var(--forest-deep);color:var(--cream-on-dark);padding-block:clamp(4.5rem,3.5rem + 4vw,7rem)}.site .page-hero{position:relative;overflow:hidden}.site .page-hero .container{z-index:1;position:relative}.site .page-hero:before{content:"";background-image:linear-gradient(var(--line-on-dark) 1px, transparent 1px), linear-gradient(90deg, var(--line-on-dark) 1px, transparent 1px);opacity:.18;background-size:72px 72px;position:absolute;inset:0;-webkit-mask-image:radial-gradient(80% 90% at 70% 40%,#000,#0000 75%);mask-image:radial-gradient(80% 90% at 70% 40%,#000,#0000 75%)}.page-hero h1{color:var(--cream-on-dark)}.page-hero h1 em{background:var(--brand-grad-dark);-webkit-text-fill-color:transparent;color:#0000;-webkit-background-clip:text;background-clip:text;font-style:italic;display:inline-block}.page-hero .lead{margin-top:1.25rem}.page-hero-actions{flex-wrap:wrap;gap:1rem;margin-top:2rem;display:flex}.services-grid{grid-template-columns:repeat(3,1fr);gap:1.25rem;display:grid}.services-grid--home{grid-template-columns:repeat(4,1fr)}.services-grid--home .service-card h3{min-height:2.5em}.service-card{flex-direction:column;display:flex}.service-card h3{margin-bottom:1rem}.service-card .problem{color:var(--ink-soft);font-size:var(--fs-small)}.service-card .helps{border-top:1px solid var(--line);font-size:var(--fs-small);color:var(--ink-soft);margin-top:1.25rem;padding-top:1.25rem}.service-card .helps strong{font-size:var(--fs-micro);letter-spacing:.12em;text-transform:uppercase;color:var(--ink);margin-bottom:.4rem;font-weight:600;display:block}.service-card .link-arrow{align-self:flex-start;margin-top:auto;padding-top:1.5rem}.numbers-layout{grid-template-columns:minmax(0,5fr) minmax(0,6fr);align-items:start;gap:clamp(2.5rem,5vw,5.5rem);display:grid}.numbers-sticky{position:sticky;top:6.5rem}.goal-cta--spaced{margin-top:2rem}.numbers-list{flex-direction:column;display:flex}.numbers-item{border-top:1px solid var(--line);grid-template-columns:auto 1fr;gap:1.25rem;padding-block:1.75rem;display:grid}.numbers-item:last-child{border-bottom:1px solid var(--line)}.numbers-item .num{font-family:var(--serif);color:var(--brass);padding-top:.15rem;font-size:1.1rem}.numbers-item h3{margin-bottom:.4rem;font-size:1.2rem}.numbers-item p{font-size:var(--fs-small);color:var(--ink-soft)}.numbers-item .formula{font-size:var(--fs-micro);background:var(--paper-deep);border:1px solid var(--line);color:var(--ink-soft);border-radius:6px;margin-top:.75rem;padding:.4rem .75rem;font-family:ui-monospace,SF Mono,monospace;display:inline-block}.tools-filter{flex-wrap:wrap;gap:.5rem;margin-bottom:2rem;display:flex}.chip{border:1px solid var(--line-strong);font-size:var(--fs-micro);letter-spacing:.03em;color:var(--ink-soft);transition:all .2s var(--ease-out);background:0 0;border-radius:999px;padding:.45rem 1.1rem;font-weight:550}.chip:hover{border-color:var(--ink);color:var(--ink)}.chip.is-active{background:var(--ink);border-color:var(--ink);color:var(--paper)}.tools-grid{grid-template-columns:repeat(3,1fr);gap:1.25rem;display:grid}.tool-card{flex-direction:column;gap:.6rem;padding:1.5rem 1.75rem;text-decoration:none;display:flex}[data-filter-item].is-hidden{display:none}.tool-card h3{font-size:1.15rem}.tool-card p{font-size:var(--fs-small);color:var(--ink-soft)}.tool-card .tool-meta{font-size:var(--fs-micro);color:var(--brass);letter-spacing:.1em;text-transform:uppercase;justify-content:space-between;align-items:center;margin-top:.5rem;font-weight:600;display:flex}.tool-card .tool-meta .go{transition:transform .25s var(--ease-out);color:var(--forest);font-size:1rem}.tool-card:hover .tool-meta .go{transform:translate(4px)}.tool-card--soon{pointer-events:none;border-style:dashed}.tool-card--soon .tool-meta{color:var(--ink-faint)}.tool-detail-grid{gap:1.25rem;display:grid}.tool-detail-card{padding:clamp(1.4rem,1.2rem + 1vw,2rem)}.tool-detail-card h3{margin-bottom:.8rem}.tool-detail-card p,.tool-detail-card li{color:var(--ink-soft);font-size:var(--fs-small)}.tool-detail-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.tool-detail-card ul{margin:0;padding-left:1.15rem}.tool-detail-card li+li{margin-top:.55rem}.tool-related{margin-top:var(--space-block);padding-top:var(--space-block);border-top:1px solid var(--line);grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:center;gap:1.5rem;display:grid}.tool-related-links{flex-wrap:wrap;justify-content:flex-end;gap:.75rem;display:flex}.compare-table-wrap{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);overflow-x:auto}.compare-table{border-collapse:collapse;width:100%;min-width:640px;font-size:var(--fs-small)}.compare-table th,.compare-table td{text-align:left;border-bottom:1px solid var(--line);padding:1.1rem 1.5rem}.compare-table thead th{font-size:var(--fs-micro);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-faint);background:var(--paper-deep);font-weight:600}.compare-table tbody tr:last-child td{border-bottom:none}.compare-table tbody tr{transition:background-color .2s}.compare-table tbody tr:hover{background:#221e1906}.compare-table .figure{font-family:var(--serif);color:var(--ink);font-size:1.15rem}.compare-table .tag-best{font-size:var(--fs-micro);letter-spacing:.08em;text-transform:uppercase;color:var(--forest);background:var(--forest-tint);border-radius:999px;margin-left:.6rem;padding:.2rem .7rem;font-weight:600;display:inline-block}.compare-note{font-size:var(--fs-micro);color:var(--ink-faint);margin-top:1rem}.advisor-layout{grid-template-columns:minmax(0,5fr) minmax(0,6fr);align-items:center;gap:clamp(2.5rem,5vw,5.5rem);display:grid}.advisor-layout--home{grid-template-columns:minmax(220px,306px) minmax(0,1fr)}.advisor-layout--home .advisor-portrait{max-width:306px}.advisor-portrait{max-width:352px;position:relative}.portrait-frame{aspect-ratio:4/5;border-radius:999px 999px var(--radius-lg) var(--radius-lg);background:0 0;margin:0;position:relative;overflow:visible}.portrait-frame:before{content:"";border-radius:inherit;background:var(--forest-deep);position:absolute;inset:15% 2% 0}.portrait-frame:after{content:"";border-radius:999px 999px calc(var(--radius-lg) - 8px) calc(var(--radius-lg) - 8px);pointer-events:none;border:1px solid #c2a15e66;position:absolute;inset:calc(15% + 12px) calc(2% + 12px) 12px}.portrait-frame img,.portrait-frame svg{object-fit:cover;z-index:1;width:100%;height:100%;position:absolute;inset:0}.advisor-float{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lift);padding:1.1rem 1.4rem;position:absolute;bottom:2.5rem;right:-1.5rem}.advisor-float .stat-figure{font-family:var(--serif);color:var(--forest);font-size:1.9rem;line-height:1.1}.advisor-float .stat-caption{font-size:var(--fs-micro);color:var(--ink-faint);margin-top:.3rem}.advisor-copy .lead{margin-top:1rem}.advisor-copy>p:not(.eyebrow):not(.lead){color:var(--ink-soft);max-width:36em;margin-top:1.25rem}.advisor-quote{font-family:var(--serif);color:var(--ink-soft);border-left:2px solid var(--brass-soft);max-width:30em;margin-top:1.75rem;padding-left:1.25rem;font-size:1.2rem;font-style:italic;line-height:1.5}.advisor-creds{grid-template-columns:1fr 1fr;gap:1.5rem 2.5rem;margin-top:2.25rem;display:grid}.cred{border-top:1px solid var(--line);padding-top:1rem}.cred-title{font-size:var(--fs-micro);letter-spacing:.14em;text-transform:uppercase;color:var(--brass);margin-bottom:.4rem;font-weight:600}.cred p{font-size:var(--fs-small);color:var(--ink-soft)}.advisor-sign{margin-top:2.25rem}.advisor-sign .signature{font-family:var(--serif);letter-spacing:-.01em;font-size:2rem;font-style:italic;display:block}.advisor-sign .sign-role{font-size:var(--fs-micro);letter-spacing:.14em;text-transform:uppercase;color:var(--ink-faint);margin-top:.35rem;font-weight:600;display:block}.advisor-ctas{flex-wrap:wrap;gap:1rem;margin-top:1.75rem;display:flex}.articles-grid{grid-template-columns:repeat(3,1fr);gap:1.25rem;display:grid}.article-card{flex-direction:column;gap:.75rem;text-decoration:none;display:flex}.article-card .article-thumb{aspect-ratio:1200/630;object-fit:cover;border-radius:var(--radius);background:var(--forest-tint);width:100%;margin-bottom:.35rem}.article-card .article-meta{font-size:var(--fs-micro);letter-spacing:.1em;text-transform:uppercase;color:var(--brass);gap:.75rem;font-weight:600;display:flex}.article-card .article-meta .read-time{color:var(--ink-faint);letter-spacing:.04em;text-transform:none;font-weight:500}.article-card h3{font-size:1.25rem}.article-card .answer{font-size:var(--fs-small);color:var(--ink-soft);border-left:2px solid var(--brass-soft);padding-left:1rem}.article-card .answer strong{color:var(--ink);font-weight:550}.article-card .link-arrow{align-self:flex-start;margin-top:auto;padding-top:.75rem}.article-empty{border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--card);grid-column:1/-1;max-width:44rem;padding:clamp(1.5rem,3vw,2.25rem)}.article-empty h3{font-size:var(--fs-h3);margin-bottom:.65rem}.article-empty p{color:var(--ink-soft);margin-bottom:1.25rem}.blog-detail{max-width:920px}.blog-article{max-width:760px;margin-inline:auto}.blog-article-meta{font-size:var(--fs-micro);letter-spacing:.1em;text-transform:uppercase;color:var(--brass);flex-wrap:wrap;gap:.85rem;margin-bottom:1.5rem;font-weight:700;display:flex}.blog-featured{aspect-ratio:1200/630;object-fit:cover;border-radius:var(--radius-sm);width:100%;margin-bottom:2rem}.blog-article-body{color:var(--ink-soft);gap:1.15rem;font-size:clamp(1rem,.96rem + .2vw,1.12rem);line-height:1.75;display:grid}.blog-article-body h2,.blog-article-body h3{color:var(--ink);margin-top:1rem;line-height:1.15}.blog-article-body h2{font-size:clamp(1.8rem,1.55rem + 1vw,2.45rem)}.blog-article-body h3{font-size:var(--fs-h3)}.blog-article-body ul{padding-left:1.25rem}.blog-article-body li+li{margin-top:.45rem}.blog-article-body a{color:var(--forest);font-weight:650}.blog-article-body strong{color:var(--ink)}.blog-afterword{border-top:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem;margin-top:2.5rem;padding-top:1.5rem;display:flex}.blog-afterword p{color:var(--ink-soft);max-width:32rem}.lead-capture{background:var(--forest-deep);border-radius:clamp(0px, 2vw, var(--radius-lg))}.lead-capture-inner{grid-template-columns:minmax(0,5fr) minmax(0,6fr);align-items:center;gap:clamp(2.5rem,5vw,5rem);padding:clamp(2.5rem,2rem + 3vw,5.5rem);display:grid}.lead-capture-inner--compact{grid-template-columns:minmax(0,7fr) minmax(220px,3fr)}.home-cta-actions{flex-direction:column;align-items:stretch;gap:.85rem;display:flex}.lead-copy h2{color:var(--cream-on-dark)}.lead-copy h2 em{background:var(--brand-grad-dark);-webkit-text-fill-color:transparent;color:#0000;-webkit-background-clip:text;background-clip:text;font-style:italic;display:inline-block}.lead-copy .lead{margin-top:1rem}.lead-whatsapp{margin-top:2rem}.lead-or{font-size:var(--fs-micro);letter-spacing:.14em;text-transform:uppercase;color:#f4eee273;align-items:center;gap:1rem;margin-top:1.75rem;display:flex}.lead-or:after{content:"";background:var(--line-on-dark);flex:1;height:1px}.lead-form{color:var(--ink);background:var(--card);border-radius:var(--radius-lg);box-shadow:var(--shadow-lift);grid-template-columns:1fr 1fr;gap:1.25rem;padding:clamp(1.75rem,1.5rem + 1vw,2.75rem);display:grid}.lead-form .field--full{grid-column:1/-1}.lead-form .form-title{font-family:var(--serif);grid-column:1/-1;font-size:1.35rem}.lead-form .btn{grid-column:1/-1;justify-self:start}.lead-form .form-note{font-size:var(--fs-micro);color:var(--ink-faint);grid-column:1/-1}.site-footer{background:var(--forest-deep);color:var(--cream-on-dark);padding-block:var(--space-section) 2.5rem;margin-top:var(--space-section)}.footer-grid{padding-bottom:var(--space-block);border-bottom:1px solid var(--line-on-dark);grid-template-columns:minmax(0,4fr) repeat(3,minmax(0,2fr));gap:clamp(2rem,4vw,4rem);display:grid}.footer-brand .brand{color:var(--cream-on-dark);font-size:1.5rem}.footer-brand .brand b{background-image:var(--brand-grad-dark)}.footer-brand p{font-size:var(--fs-small);color:#f4eee2c7;max-width:28em;margin-top:1rem}.footer-title{font-size:var(--fs-micro);letter-spacing:.14em;text-transform:uppercase;color:var(--brass-bright);margin-bottom:1.1rem;font-weight:600}.footer-col ul{flex-direction:column;gap:.6rem;list-style:none;display:flex}.footer-col a{font-size:var(--fs-small);color:#f4eee2d1;text-decoration:none;transition:color .2s}.footer-col a:hover{color:var(--cream-on-dark)}.footer-legal{font-size:var(--fs-micro);color:#f4eee2b8;flex-wrap:wrap;justify-content:space-between;gap:1rem;padding-top:2rem;display:flex}.footer-legal .disclaimer{flex-basis:100%;max-width:60em;line-height:1.7}.footer-legal a{color:inherit}.footer-choice{appearance:none;color:inherit;font:inherit;cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.analytics-consent{z-index:1000;border:1px solid var(--line);border-radius:var(--radius);background:var(--card);width:min(72rem,100% - 2rem);color:var(--ink);justify-content:space-between;align-items:center;gap:1.5rem;padding:1.25rem;display:flex;position:fixed;bottom:1rem;left:50%;transform:translate(-50%);box-shadow:0 18px 48px #192d2433}.analytics-consent p{color:var(--ink-soft);font-size:var(--fs-small);margin-top:.35rem}.analytics-consent-actions{flex:none;gap:.75rem;display:flex}.site .site-footer{margin-top:0}.site .skip-link{z-index:1000;background:var(--cream-on-dark);color:var(--forest-deep);border:2px solid var(--brass);border-radius:var(--radius);transition:transform .2s var(--ease-out);padding:.7rem 1rem;font-weight:650;text-decoration:none;position:fixed;top:.75rem;left:.75rem;transform:translateY(-140%)}.site .skip-link:focus{transform:translateY(0)}.site :focus-visible{outline:3px solid var(--brass-bright);outline-offset:3px}.site .field input:focus,.site .field select:focus,.site .field textarea:focus{outline:none}.site .btn,.site .nav-toggle,.site .chip{min-height:44px}.site .proof-strip{background:var(--paper);border-bottom:1px solid var(--line)}.site .proof-grid{border-inline:1px solid var(--line);background:var(--line);grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;display:grid}.site .proof-grid>div{background:var(--paper);padding:clamp(1.25rem,1rem + 1vw,2rem)}.site .proof-grid span{font-size:var(--fs-micro);letter-spacing:.14em;color:var(--brass);margin-bottom:.75rem;font-weight:650;display:block}.site .proof-grid strong{font-family:var(--serif);color:var(--ink);font-size:1.15rem;line-height:1.25;display:block}.site .proof-grid p{color:var(--ink-soft);font-size:var(--fs-small);margin-top:.65rem;line-height:1.6}.site .number-preview,.site .tool-preview{grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:center;gap:clamp(2rem,5vw,4rem);display:grid}.site .lead+.btn{margin-top:1.75rem}.site .math-card,.site .result-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-card);padding:clamp(1.5rem,1.2rem + 1.2vw,2.25rem)}.site .math-row,.site .result-card dl>div{border-bottom:1px solid var(--line);justify-content:space-between;align-items:baseline;gap:1rem;padding-block:.9rem;display:flex}.site .math-row span,.site .result-card dt{color:var(--ink-soft);font-size:var(--fs-small)}.site .math-row strong,.site .result-card dd{color:var(--ink);font-variant-numeric:tabular-nums;text-align:right;margin:0;font-weight:650}.site .math-result{background:var(--forest-tint);border-radius:var(--radius);margin-top:1.25rem;padding:1.25rem}.site .math-result span,.site .result-head span{color:var(--ink-soft);font-size:var(--fs-small);font-weight:550;display:block}.site .math-result strong{font-family:var(--serif);color:var(--forest);font-variant-numeric:tabular-nums;margin-top:.2rem;font-size:clamp(2rem,1.4rem + 2vw,3rem);line-height:1;display:block}.site .math-result p,.site .result-card>p{color:var(--ink-soft);font-size:var(--fs-small);margin-top:.75rem}.site .result-head{justify-content:space-between;align-items:center;gap:1rem;margin-bottom:.75rem;display:flex}.site .result-head strong{color:var(--brass);font-size:var(--fs-micro);letter-spacing:.14em;text-transform:uppercase}.site .result-card dl{margin:0}.site .finance-tools{scroll-margin-top:5rem}.site .finance-tools-tabs{grid-template-columns:repeat(4,minmax(0,1fr));gap:.75rem;margin-bottom:1.25rem;display:grid}.site .finance-tools-tabs button{text-align:left;background:var(--card);border:1px solid color-mix(in srgb, var(--ink) 50%, var(--card));border-radius:var(--radius);min-height:5rem;color:var(--ink);box-shadow:none;transition:border-color .2s var(--ease-out), box-shadow .2s var(--ease-out), transform .2s var(--ease-out);padding:1rem}.site .finance-tools-tabs button:hover{border-color:var(--brass);box-shadow:var(--shadow-card);transform:translateY(-2px)}.site .finance-tools-tabs button:focus-visible{outline:3px solid var(--forest);outline-offset:3px}.site .finance-tools-tabs button.is-active,.site .finance-tools-tabs button[aria-selected=true],.site .finance-tools-tabs button[aria-pressed=true]{background:var(--forest);border-color:var(--forest);color:var(--cream-on-dark)}.site .finance-tools-tabs span{color:var(--brass);font-size:var(--fs-micro);letter-spacing:.12em;text-transform:uppercase;margin-bottom:.35rem;font-weight:700;display:block}.site .finance-tools-tabs button.is-active span,.site .finance-tools-tabs button[aria-selected=true] span,.site .finance-tools-tabs button[aria-pressed=true] span{color:var(--brass-bright)}.site .finance-tools-tabs button.is-active:focus-visible,.site .finance-tools-tabs button[aria-selected=true]:focus-visible,.site .finance-tools-tabs button[aria-pressed=true]:focus-visible{outline-color:var(--brass-bright)}.site .finance-tools-mobile-select{display:none}.site .finance-tools-layout{grid-template-columns:minmax(300px,.92fr) minmax(0,1.08fr);align-items:start;gap:1.25rem;display:grid}.site .finance-tools-panel{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);min-width:0;box-shadow:var(--shadow-card);padding:clamp(1.4rem,1.2rem + 1vw,2rem)}.site .finance-tools-panel-head{margin-bottom:1.25rem}.site .finance-tools-panel-head h3{margin:0;font-size:clamp(1.6rem,1.3rem + 1.2vw,2.25rem)}.site .finance-tools-panel-head p:not(.card-kicker){color:var(--ink-soft);font-size:var(--fs-small);margin-top:.6rem}.site .finance-tool-form,.site .finance-tools-nested,.site .finance-tools-loan,.site .finance-tools-stage{gap:.9rem;display:grid}.site .finance-tool-field{gap:.4rem;min-width:0;display:grid}.site .finance-tool-form label,.site .finance-tool-field>label{color:var(--ink);font-size:var(--fs-small);gap:.45rem;font-weight:600;display:grid}.site .finance-tool-form input,.site .finance-tool-form select,.site .finance-tools-mobile-select select{width:100%;min-height:44px;font:inherit;font-size:var(--fs-small);color:var(--ink);background:var(--card);border:1px solid color-mix(in srgb, var(--ink) 50%, var(--card));border-radius:var(--radius);padding:.75rem .9rem;scroll-margin-top:6rem;font-weight:400;line-height:1.35;transition:border-color .2s,box-shadow .2s,outline-color .2s}.site .finance-tool-form input:focus,.site .finance-tool-form select:focus,.site .finance-tools-mobile-select select:focus{border-color:var(--forest)}.site .finance-tool-form input:focus-visible,.site .finance-tool-form select:focus-visible,.site .finance-tools-mobile-select select:focus-visible{outline:3px solid var(--forest);outline-offset:2px;box-shadow:0 0 0 2px var(--card)}.site .finance-tool-field-hint,.site .finance-tool-field-error{font-size:var(--fs-micro);margin:0;font-weight:450;line-height:1.5}.site .finance-tool-field-hint{color:var(--ink-faint)}.site .finance-tool-field-error{color:#8a241f;font-weight:650}.site .finance-tool-field.is-invalid input,.site .finance-tool-field.is-invalid select,.site .finance-tool-form input.is-invalid,.site .finance-tool-form select.is-invalid,.site .finance-tool-form input[aria-invalid=true],.site .finance-tool-form select[aria-invalid=true]{border-color:#8a241f}.site .finance-tool-field.is-invalid input:focus-visible,.site .finance-tool-field.is-invalid select:focus-visible,.site .finance-tool-form input.is-invalid:focus-visible,.site .finance-tool-form select.is-invalid:focus-visible,.site .finance-tool-form input[aria-invalid=true]:focus-visible,.site .finance-tool-form select[aria-invalid=true]:focus-visible{outline-color:#8a241f}.site .finance-tools-validation,.site .finance-tools-stage-total{color:var(--ink-soft);background:var(--paper);border:1px solid var(--line-strong);border-left:4px solid var(--brass);border-radius:var(--radius);font-size:var(--fs-small);margin:0;padding:.8rem .9rem;font-weight:550;line-height:1.5}.site .finance-tools-validation{color:#73201c;background:#fff2ef;border-color:#c97870 #c97870 #c97870 #8a241f}.site .finance-tools-validation .card-kicker{color:#73201c}.site .finance-tools-validation h3{font-size:1.25rem}.site .finance-tools-validation h3+p,.site .finance-tools-validation ul{margin-top:.65rem}.site .finance-tools-validation ul{padding-left:1.15rem}.site .finance-tools-validation li+li{margin-top:.3rem}.site .finance-tools-stage-total{grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:.2rem 1rem;display:grid}.site .finance-tools-stage-total span{font-size:var(--fs-micro);letter-spacing:.08em;text-transform:uppercase}.site .finance-tools-stage-total strong{font-variant-numeric:tabular-nums}.site .finance-tools-stage-total p{font-size:var(--fs-micro);grid-column:1/-1;margin:0;font-weight:450}.site .finance-tools-validation.is-valid,.site .finance-tools-stage-total.is-valid{color:var(--forest-deep);background:var(--forest-tint);border-color:color-mix(in srgb, var(--forest) 45%, var(--card));border-left-color:var(--forest)}.site .finance-tools-validation.is-invalid,.site .finance-tools-stage-total.is-invalid{color:#73201c;background:#fff2ef;border-color:#c97870 #c97870 #c97870 #8a241f}.site .finance-tools-nested{margin-top:.4rem}.site .finance-tools-nested h4{color:var(--forest);font-family:var(--serif);margin:.4rem 0 0;font-size:1.1rem;font-weight:500}.site .finance-tools-loan,.site .finance-tools-stage{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);min-inline-size:0;margin:0;padding:1rem}.site fieldset.finance-tools-loan,.site fieldset.finance-tools-stage{border:1px solid var(--line)}.site .finance-tools-loan>legend,.site .finance-tools-stage>legend{width:auto;color:var(--forest);font-family:var(--serif);margin:0;padding:0 .4rem;font-size:1.1rem;font-weight:500;line-height:1.3}.site .finance-tools-result-summary{font-variant-numeric:tabular-nums;overflow-wrap:anywhere;min-width:0}.site .finance-tools-result-summary [role=status]{max-width:100%;color:var(--ink);overflow-wrap:anywhere;display:block}.site .finance-tools-result-summary h3{font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.site .finance-tools-detail-heading{color:var(--forest);font-family:var(--serif);margin:1.25rem 0 .65rem;font-size:1.05rem;font-weight:550;line-height:1.35}.site .finance-tools-metrics{grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem;margin:0;display:grid}.site .finance-tools-metrics>div{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);min-height:6.5rem;padding:1rem}.site .finance-tools-metrics span,.site .finance-tools-metrics dt,.site .finance-tools-table span,.site .finance-tools-table dt{color:var(--ink-soft);font-size:var(--fs-small);margin:0;display:block}.site .finance-tools-metrics strong,.site .finance-tools-metrics dd{margin-top:.45rem;color:var(--ink);font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin-inline:0;font-size:clamp(1.25rem,1rem + 1vw,1.75rem);line-height:1.15;display:block}.site .finance-tools-table{border:1px solid var(--line);border-radius:var(--radius);margin:1rem 0 0;display:grid;overflow:hidden}.site .finance-tools-table>div{background:var(--card);border-bottom:1px solid var(--line);justify-content:space-between;gap:1rem;padding:.9rem 1rem;display:flex}.site .finance-tools-table>div:last-child{border-bottom:none}.site .finance-tools-table strong,.site .finance-tools-table dd{min-width:0;color:var(--ink);font-size:var(--fs-small);font-variant-numeric:tabular-nums;text-align:right;overflow-wrap:anywhere;margin:0;font-weight:650}.site .finance-tools-actions{flex-wrap:wrap;gap:.75rem;margin-top:1.25rem;display:flex}.site .finance-tools-actions .btn{min-height:44px;padding-block:.65rem}.site .finance-tools button:disabled,.site .finance-tools .btn:disabled{cursor:not-allowed;opacity:.55;box-shadow:none;filter:grayscale(.35);transform:none}.site .finance-tools button:disabled:hover,.site .finance-tools .btn:disabled:hover{box-shadow:none;transform:none}.site :focus-visible{outline-color:var(--forest)}.site .on-dark :focus-visible,.site .section--dark :focus-visible,.site .site-footer :focus-visible{outline-color:var(--brass-bright)}.site .field input:focus-visible,.site .field select:focus-visible,.site .field textarea:focus-visible{outline:3px solid var(--forest);outline-offset:2px;box-shadow:0 0 0 2px var(--card)}.site .hero-note,.site .on-dark .lead{color:#f4eee2d1}.breadcrumbs{color:var(--ink-faint);font-size:var(--fs-micro);flex-wrap:wrap;gap:.55rem;padding-block:1.1rem;display:flex}.breadcrumbs a{color:var(--forest)}.breadcrumbs [aria-current=page]{overflow-wrap:anywhere}.service-overview-grid,.tool-evidence-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;display:grid}.service-detail-card h2{font-size:var(--fs-h3)}.check-list,.tool-detail-card ul{color:var(--ink-soft);margin-top:1.25rem;padding-left:1.2rem}.check-list li+li,.tool-detail-card li+li{margin-top:.65rem}.service-process{border-block:1px solid var(--line);grid-template-columns:repeat(4,minmax(0,1fr));display:grid}.service-process-step{border-right:1px solid var(--line);padding:1.5rem}.service-process-step:last-child{border-right:none}.service-process-step>span{color:var(--brass);font-size:var(--fs-micro);letter-spacing:.14em;margin-bottom:1.5rem;font-weight:700;display:block}.service-process-step h3{font-size:1.3rem}.service-process-step p{color:var(--ink-soft);font-size:var(--fs-small);margin-top:.8rem}.disclosure-grid{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);align-items:start;gap:clamp(2rem,5vw,5rem);display:grid}.disclosure-grid h2{color:var(--cream-on-dark)}.disclosure-grid>div:last-child{color:#f4eee2db}.disclosure-note{border-top:1px solid var(--line-on-dark);font-size:var(--fs-small);margin-top:1.25rem;padding-top:1.25rem}.faq-layout{grid-template-columns:minmax(240px,.8fr) minmax(0,1.2fr);gap:clamp(2rem,5vw,5rem);display:grid}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;color:var(--ink);padding:1.25rem 2rem 1.25rem 0;font-weight:650}.faq-list details p{color:var(--ink-soft);padding:0 0 1.25rem}.tool-short-answer{border-left:3px solid var(--brass);background:var(--forest-tint);border-radius:0 var(--radius) var(--radius) 0;max-width:54rem;margin-bottom:1.25rem;padding:clamp(1.4rem,2.5vw,2rem)}.tool-short-answer>p:last-child{font-family:var(--serif);font-size:var(--fs-lead);color:var(--ink)}.tool-evidence-grid{margin-top:1.25rem}.tool-detail-card a{color:var(--forest);font-weight:650}.tool-reviewed{color:var(--ink-faint);font-size:var(--fs-micro);margin-top:1.25rem}.tool-guide-links{margin-top:var(--space-block);padding-block:var(--space-block);border-block:1px solid var(--line);grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:start;gap:clamp(2rem,5vw,4rem);display:grid}.tool-guide-links>div:last-child{justify-items:start;gap:.9rem;display:grid}.review-layout{grid-template-columns:minmax(0,1.55fr) minmax(280px,.65fr);align-items:start;gap:clamp(2rem,5vw,4rem);display:grid}.review-form,.review-success{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-card);padding:clamp(1.5rem,1.1rem + 2.5vw,3rem)}.review-form-intro{max-width:43rem;margin-bottom:2rem}.review-form-intro h2{font-size:var(--fs-h3)}.review-form-intro>p:last-child,.review-success>p{color:var(--ink-soft);margin-top:.8rem}.review-form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.3rem;display:grid}.review-form-wide{grid-column:1/-1}.field-hint,.field-error{font-size:var(--fs-micro);line-height:1.5}.field-hint{color:var(--ink-faint)}.field-error{color:#7a1f1b;font-weight:650}.review-form [aria-invalid=true]{border-color:#8a241f}.review-choice-group{border:0;min-inline-size:0}.review-choice-group legend{font-size:var(--fs-small);color:var(--ink);margin-bottom:.55rem;font-weight:550}.review-choice-row{flex-wrap:wrap;gap:.75rem;display:flex}.review-choice{border:1px solid var(--line-strong);border-radius:var(--radius);min-height:44px;color:var(--ink);cursor:pointer;align-items:center;gap:.55rem;padding:.65rem .85rem;display:inline-flex}.review-choice:has(input:checked){border-color:var(--forest);background:var(--forest-tint)}.review-choice input,.review-consent input{width:1.1rem;height:1.1rem;accent-color:var(--forest);flex:none}.review-money-input{position:relative}.review-money-input>span{color:var(--ink-faint);pointer-events:none;position:absolute;top:50%;left:1rem;transform:translateY(-50%)}.review-money-input input{font-variant-numeric:tabular-nums;padding-left:3rem}.review-consent{border-top:1px solid var(--line);padding-top:1.25rem}.review-consent label{color:var(--ink);font-size:var(--fs-small);align-items:flex-start;gap:.75rem;display:flex}.review-consent .field-hint,.review-consent .field-error{margin:.55rem 0 0 1.85rem}.review-consent a,.review-form-actions a{color:var(--forest);font-weight:650}.review-turnstile{min-height:65px}.review-turnstile .field-error{margin-top:.55rem}.review-form-actions{flex-wrap:wrap;align-items:center;gap:1rem 1.25rem;margin-top:1.75rem;display:flex}.review-form-actions p{max-width:30rem;color:var(--ink-faint);font-size:var(--fs-micro)}.review-form-actions button:disabled{cursor:wait;opacity:.65}.review-honeypot{width:1px;height:1px;position:fixed;left:-10000px;overflow:hidden}.form-status{border-radius:var(--radius);grid-column:1/-1;margin-bottom:1.25rem;padding:1rem}.form-status--error{color:#6d1c18;background:#fff2ef;border:1px solid #c97870}.form-status p{margin-top:.25rem}.review-aside{position:sticky;top:6.5rem}.review-aside ol{border-top:1px solid var(--line);list-style:none}.review-aside li{border-bottom:1px solid var(--line);grid-template-columns:2rem 1fr;gap:.8rem;padding-block:1.25rem;display:grid}.review-aside li>span{color:var(--brass);font-size:var(--fs-micro);font-weight:700}.review-aside h2{font-size:1.2rem}.review-aside li p{color:var(--ink-soft);font-size:var(--fs-small);margin-top:.45rem}.review-privacy-note{background:var(--forest-tint);border-radius:var(--radius);margin-top:1.5rem;padding:1.25rem}.review-privacy-note p{color:var(--ink-soft);font-size:var(--fs-small);margin-top:.35rem}.review-success{max-width:50rem}.review-success h2{font-size:var(--fs-h2)}.review-success-actions{flex-wrap:wrap;gap:.8rem;margin-top:1.5rem;display:flex}.legal-layout{grid-template-columns:minmax(220px,.55fr) minmax(0,1.45fr);align-items:start;gap:clamp(2rem,6vw,6rem);display:grid}.legal-layout>aside{border:1px solid var(--line);border-radius:var(--radius);background:var(--card);padding:1.5rem;position:sticky;top:6.5rem}.legal-layout>aside>p:not(.card-kicker){color:var(--ink-soft);font-size:var(--fs-small);margin:.85rem 0 1.25rem}.legal-document{gap:2.5rem;display:grid}.legal-document section{border-bottom:1px solid var(--line);padding-bottom:2.5rem}.legal-document section:last-child{border-bottom:none}.legal-document h2{font-size:var(--fs-h3)}.legal-document p,.legal-document ul{color:var(--ink-soft);margin-top:1rem}.legal-document ul{padding-left:1.25rem}.legal-document li+li{margin-top:.55rem}.article-card h3 a,.article-card .article-meta a,.article-thumb-link{color:inherit;text-decoration:none}.article-card .article-meta a:hover,.article-card h3 a:hover{color:var(--forest)}.article-thumb-link{display:block}.blog-detail--with-aside{grid-template-columns:minmax(0,760px) minmax(220px,280px);align-items:start;gap:clamp(2rem,5vw,4rem);max-width:1200px;display:grid}.blog-detail--with-aside .blog-article{margin-inline:0}.article-review-panel{border:1px solid var(--line);border-radius:var(--radius);background:var(--card);padding:1.5rem;position:sticky;top:6.5rem}.article-review-panel dl{gap:.85rem;margin-top:1rem;display:grid}.article-review-panel dl>div{border-bottom:1px solid var(--line);padding-bottom:.85rem}.article-review-panel dt{color:var(--ink-faint);font-size:var(--fs-micro);text-transform:uppercase;letter-spacing:.08em}.article-review-panel dd{color:var(--ink);margin:.2rem 0 0;font-weight:650}.article-review-panel a{color:var(--forest)}.article-review-panel>p:last-child{color:var(--ink-soft);font-size:var(--fs-small);margin-top:1rem}.article-sources{margin-top:2rem}.article-sources h2{font-size:var(--fs-h3)}.article-sources ul{margin-top:1rem;padding-left:1.25rem}.article-sources a{color:var(--forest);font-weight:650}.tools-filter .chip{justify-content:center;align-items:center;text-decoration:none;display:inline-flex}@media (max-width:1024px){.services-grid,.tools-grid,.articles-grid{grid-template-columns:repeat(2,1fr)}.site .finance-tools-tabs,.tool-detail-grid,.site .proof-grid,.service-process{grid-template-columns:repeat(2,minmax(0,1fr))}.service-process-step:nth-child(2){border-right:none}.service-process-step:nth-child(-n+2){border-bottom:1px solid var(--line)}}@media (max-width:860px){.hero .container{grid-template-columns:1fr;gap:clamp(2.25rem,7vw,3.25rem)}.hero-visual{opacity:.9;width:min(100%,520px);max-width:none;margin-inline:auto}.numbers-layout{grid-template-columns:1fr}.numbers-sticky{position:static}.lead-capture-inner{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.advisor-layout{grid-template-columns:1fr}.advisor-portrait{width:100%;margin-inline:auto}.advisor-float{right:1rem}.service-overview-grid,.tool-evidence-grid,.disclosure-grid,.faq-layout,.tool-guide-links,.review-layout,.legal-layout,.blog-detail--with-aside{grid-template-columns:1fr}.review-aside,.legal-layout>aside,.article-review-panel{position:static}.site-nav{z-index:60;background:var(--card);border:1px solid var(--line);border-top:none;border-radius:0 0 8px 8px;flex-direction:column;align-items:flex-start;gap:0;padding:.5rem 1rem .75rem;display:none;position:absolute;top:100%;left:clamp(.75rem,4vw,1.25rem);right:clamp(.75rem,4vw,1.25rem);box-shadow:0 18px 36px #221e1929}.site-nav.is-open{display:flex}.site-nav a{border-bottom:1px solid var(--line);align-items:center;width:100%;min-height:44px;padding:.75rem 0;display:flex}.site-nav a:last-child{border-bottom:none}.nav-toggle{display:block}.site-header .btn--primary{display:none}.site .number-preview,.site .tool-preview,.site .finance-tools-layout,.tool-related{grid-template-columns:1fr}.tool-related-links{justify-content:flex-start}}@media (max-width:600px){.analytics-consent{flex-direction:column;align-items:stretch}.analytics-consent-actions{grid-template-columns:1fr;display:grid}.analytics-consent-actions .btn{width:100%}.services-grid,.tools-grid,.articles-grid{grid-template-columns:1fr}.site .finance-tools-tabs{display:none}.site .finance-tools-mobile-select{gap:.45rem;margin-bottom:1.25rem;display:grid}.site label.finance-tools-mobile-select,.site .finance-tools-mobile-select label{color:var(--ink);font-size:var(--fs-small);font-weight:650}.site .finance-tools-mobile-select select,.site .finance-tool-form input,.site .finance-tool-form select{font-size:1rem}.site .finance-tools-metrics,.tool-detail-grid{grid-template-columns:1fr}.site .finance-tools-panel{padding:1.25rem}.site .finance-tools-loan,.site .finance-tools-stage{padding:.9rem}.site .finance-tools-result-summary h3{font-size:clamp(1.45rem,8vw,1.9rem)}.site .finance-tools-table>div{flex-direction:column;align-items:flex-start;gap:.25rem}.site .finance-tools-table strong,.site .finance-tools-table dd{text-align:left}.lead-form{grid-template-columns:1fr}.hero-ctas .btn,.site .page-hero-actions .btn,.site .advisor-ctas .btn,.site .goal-cta .btn,.site .number-preview .btn,.site .tool-preview .btn,.tool-related-links .btn,.site .finance-tools-actions .btn,.site .lead-whatsapp .btn,.site .lead-form .btn{width:100%}.site .lead-form .btn{justify-self:stretch}.advisor-creds{grid-template-columns:1fr;gap:1.25rem}.compare-table th,.compare-table td{padding:.9rem 1rem}.site .proof-grid,.review-form-grid,.service-process{grid-template-columns:1fr}.service-process-step,.service-process-step:nth-child(2){border-right:none;border-bottom:1px solid var(--line)}.service-process-step:last-child{border-bottom:none}.review-choice-row{grid-template-columns:1fr;display:grid}.review-success-actions .btn,.review-form-actions .btn{width:100%}.site .math-row,.site .result-card dl>div{flex-direction:column;align-items:flex-start;gap:.25rem}.site .math-row strong,.site .result-card dd{text-align:left}}@media print{@page{margin:12mm}.analytics-consent{display:none!important}.site:has(.finance-tools){color:#000;-webkit-print-color-adjust:exact;print-color-adjust:exact;background:#fff}.site:has(.finance-tools) .site-header{display:none!important}.site:has(.finance-tools) .site-footer{display:none!important}.site:has(.finance-tools) .skip-link{display:none!important}.site:has(.finance-tools) main>:not(.finance-tools){display:none!important}.site:has(.finance-tools) .finance-tools-tabs{display:none!important}.site:has(.finance-tools) .finance-tools-mobile-select{display:none!important}.site:has(.finance-tools) .finance-tools-actions{display:none!important}.site:has(.finance-tools) .finance-tools{background:#fff;padding:0;display:block!important}.site:has(.finance-tools) .finance-tools .container{max-width:none;padding:0}.site:has(.finance-tools) .finance-tools .section-head{margin-bottom:8mm}.site:has(.finance-tools) .finance-tools-layout{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);align-items:start;gap:7mm}.site:has(.finance-tools) .finance-tools-panel{box-shadow:none;background:#fff;border:1px solid #777;padding:6mm}:is(.site:has(.finance-tools) .finance-tool-form input,.site:has(.finance-tools) .finance-tool-form select){color:#000;min-height:0;box-shadow:none;background:#fff;border-color:#777;padding:2.5mm 3mm}.site:has(.finance-tools) .finance-tools-loan{break-inside:avoid;box-shadow:none;background:#fff}.site:has(.finance-tools) .finance-tools-stage{break-inside:avoid;box-shadow:none;background:#fff}.site:has(.finance-tools) .finance-tools-metrics>div{break-inside:avoid;box-shadow:none;background:#fff}.site:has(.finance-tools) .finance-tools-table{break-inside:avoid;box-shadow:none;background:#fff}.site:has(.finance-tools) .finance-tools-validation{break-inside:avoid;box-shadow:none;background:#fff}.site:has(.finance-tools) .finance-tools-stage-total{break-inside:avoid;box-shadow:none;background:#fff}.site:has(.finance-tools) .finance-tools-results{break-inside:avoid}.site:has(.finance-tools) .finance-tools-metrics strong{color:#000}.site:has(.finance-tools) .finance-tools-metrics dd{color:#000}.site:has(.finance-tools) .finance-tools-table strong{color:#000}.site:has(.finance-tools) .finance-tools-table dd{color:#000}.site:has(.finance-tools) .finance-tools-result-summary h3{color:#000}.site:has(.finance-tools) .finance-tools-result-summary{color:#000}}
