Secondary workspace
Keep every calculator in one workspace.
Switch between the full calculator set without returning to the library. For a focused, shareable page, open an individual calculator instead.
Tool workspace
All calculators on one Tools page.
Pick the question, adjust the inputs, and use the result for a quick client discussion.
Mortgage
Housing Loan Eligibility Calculator
Estimate maximum loan from income, commitments and DSR.
Enter an amount above RM0. Commas are added automatically; up to 2 decimal places.
Optional; monthly instalments excluding the credit card balance below.
Optional; enter the outstanding balance, not minimum payment. 5% is treated as a monthly commitment.
Enter 0–25%; decimals are allowed, e.g. 3.8.
Enter a whole number from 1 to 35 years.
Enter 1–100%; actual bank limits vary by profile.
Illustrative result
RM 963,193
RM 4,150.00 available for a monthly instalment at the selected DSR.
- Estimated loan capacity
- RM 963,193
- Available instalment
- RM 4,150.00
- Assumed card commitment
- RM 250.00
- DSR at maximum estimate
- 70.00%